Experience the future of finance with Cidapay's intuitive platform. Send, spend, and save smarter with our next-gen digital banking solutions.
We're redefining what it means to bank in the digital age with innovative features designed for your lifestyle.
Send and receive money in seconds, 24/7, with no hidden fees or delays. Your money moves when you need it to.
Generate secure virtual cards for online shopping with spending limits and instant freezing capability.
Your money is protected with industry-leading security measures and 256-bit encryption.
Automated savings tools help you reach your financial goals faster with round-ups and smart rules.
Send money abroad with competitive exchange rates and low fees, directly from your app.
Real humans ready to help anytime via chat, phone, or email. No robots, just real solutions.
Choose the perfect card solution for your spending needs, whether online or in-store.
The Cidapay app puts complete control of your finances in the palm of your hand with an intuitive interface designed for speed and simplicity.
Instant alerts for every transaction so you're always in the know.
Visual breakdowns of your spending by category and merchant.
Set monthly budgets and get alerts before you overspend.
Eye-friendly interface available day or night.
Joining Cidapay is quick, easy, and completely digital. Here's how you can start your financial revolution:
Get the Cidapay app from the App Store or Google Play Store on your smartphone.
Sign up with your email and phone number, then verify with a quick OTP.
Provide your BVN and complete our seamless identity verification process.
Add money via bank transfer or card and start enjoying digital banking!
Grow your business with our affordable POS solutions designed specifically for SMEs and startups. Accept all payment types and get fast settlements.
Competitive transaction rates to maximize your profits
Next-day settlement to your Cidapay business account
Dedicated support team for all your business needs
We employ military-grade security measures to ensure your money and data are always protected.
Secure access with fingerprint or face recognition.
All data is encrypted in transit and at rest.
24/7 systems detect and prevent suspicious activity.
Guaranteed funds protection up to ₦5,000,000.
PCI DSS Certified
256-bit Encryption
ISO 27001 Certified
Don't just take our word for it. Here's what our community has to say about their Cidapay experience.
Cidapay has completely transformed how I manage my finances. The app is so intuitive and the virtual cards feature has made online shopping much safer.
Freelance Designer
As a small business owner, Cidapay's expense tracking and business cards have saved me countless hours. The real-time notifications help me stay on top of every transaction.
Small Business Owner
I travel frequently and Cidapay's multi-currency accounts have been a game-changer. The exchange rates are better than my old bank and the app works everywhere.
Frequent Traveler
The savings features have helped me put aside money without even thinking about it. In just 6 months I've saved more than I did in 2 years with my traditional bank.
Software Engineer
As a student, Cidapay's low fees and easy transfers make managing my finances so much simpler. The budgeting tools help me stay on track with my limited funds.
University Student
Can't find what you're looking for? Our support team is available 24/7 to help with any questions.
We work with leading financial institutions and technology providers to deliver secure, reliable services.
